Frequently asked questions

If it is not here, ask us on the contact page.

About Fast Mula

What is Fast Mula?
Fast Mula is a comparison and inquiry service operated by Fast Mula LLC. Our exact role (lead generator, broker, or direct funder) and any funding partners will be stated here once confirmed. We help business owners understand funding structures, compare their real cost, and submit one inquiry that a person reviews.
What is the difference between Fast Mula and Big Mula?
Fast Mula is for smaller, time-sensitive requests where speed matters most. Big Mula is for larger or longer-term needs and gets a specialist review that favors lower-cost structures where you qualify. Both use the same questionnaire.
Does it cost anything to check my options?
No. Checking your options and receiving a fit summary is free. If you later proceed with a provider, that provider’s costs are disclosed by them before you sign anything.
Are you a lender or a broker?
Fast Mula LLC will state its exact role (lead generator, broker, or funder) and any funding partners on the disclosures page before it begins accepting inquiries. We do not make credit decisions.

Credit and data

Will this affect my credit score?
No. We do not ask for your SSN and we do not pull credit. If you proceed with a provider, they will tell you whether they run a soft or hard inquiry before doing so.
Do you need my bank login?
No. We never ask for bank credentials, account numbers, or statements on this site.
Who sees my information?
Your inquiry is stored securely and reviewed by Fast Mula LLC. It is not shared with any third party unless you separately and explicitly agree. See the privacy policy.
Can I delete my inquiry?
Yes. Use the contact page and reference the id you were shown after submitting. Retention details are in the privacy policy.

How review works

What happens after I submit?
Inquiries are not open yet. Once Fast Mula LLC has published its role, contact details, and the states it serves, submitted inquiries will be reviewed by a person. Until then the questionnaire is a preview and nothing is submitted or shared.
What is the A/B/C review priority I may hear about?
It is an internal readiness score that helps reviewers work through inquiries efficiently: how complete the inquiry is and how well the requested amount fits the stated revenue and history. It is not a credit decision and it never uses protected characteristics or narrative details. A reviewer can override it and must record why.
Can you guarantee funding, an amount, or a rate?
No, and you should be cautious of anyone who does. Every provider makes its own decision after its own review.

Legal and settlement funding

Do you offer pre-settlement or post-settlement funding?
Fast Mula LLC does not fund cases or settlements. Legal-funding inquiries are kept separate from business funding. Whether any product is available depends on your state, your case, and a provider's terms. Start with our pre-settlement guide or the settled-but-unpaid guide.
Is legal funding a loan?
It depends on the contract and your state. Many products are marketed as non-recourse funding, meaning repayment comes from the recovery, but the repayment obligations, exceptions, and legal classification depend on the agreement and state law. Colorado’s Supreme Court, for example, treated the litigation-finance transactions before it as loans under the state’s consumer credit code (Oasis Legal Finance v. Coffman, 2015). Read the contract and ask your attorney.
Will you ask about my medical treatment or what my lawyer said?
No. We ask for the broad case type, whether you are represented, the state, and rough timing and value. We never request privileged communications, medical records, or case documents.

See which options fit your numbers

Inquiries are not open yet. You can preview the three-minute questionnaire now, and use the calculator and comparisons freely.

Preview the questionnaire